If the person to whom you would like to send money to is not using Manigo, you can send them money via SMS, e-mail, WhatsApp or Viber by selecting "Send" function on the app. Select the person in your contacts list and enter the amount you wish to transfer.
In the next step, you can choose if you would like to send the money via e-mail, WhatsApp, SMS or Viber. The recipient will receive a message notifying them that you have initiated a transfer. They then have 24 hours to collect the money, by clicking on the link and entering their account details.
If 24 hours pass and the person has not collected the money, the funds will be reverted back to your Manigo account.
You can cancel the transfer before the recipient accepts it, by clicking on the transaction in your Manigo Wallet and selecting "Cancel payment".